In Pine Ridge today,Lum talks with Abner about the store and banking business. The object of a bank to make money is to offer loans, but the main person who wants to borrow money is Squire, and Lum isn’t sure about trusting him.
Another way is to rent safe deposit boxes, and a man named John Devaroe enters and leaves a tin box to be kept in the vault. There’s something mysterious about Mr Devaroe. He claims to be a cousin of Mose Moot, but Mose says he is no relation. Abner is confused over the matter, but should he be suspicious instead?